Now, to be fair, online banking security here is *way* more involved, to the point where North American online banking security looks laughable in comparison.

But that’s also maybe necessary since many practice poor online identity security—in part *because* of the ID policy. Anyway, I find the cognitive dissonance funny: I’m in a society where we’re essentially forced to do this constantly… so the horrified reactions jolt me into remembering both how bananas this system actually is, and how it’s not at all normal elsewhere.